Disclaimer: This is a sponsored post in collaboration with United Health Care and Zig Marketing. All opinions are my own.
Even before Norrin was born, healthcare was always a priority. And after his autism diagnosis, affordable health insurance it became even more so. We have had so many doctor appointments and follow-ups, visits to specialists and in-home therapy. We have spent thousands of dollars on his medical needs. And recently we've been going back and forth between whether or not to try medication for Norrin's ADHD. Having a child with special needs paying for everything can get expensive. I am grateful that I have full-time employment that provides excellent healthcare benefits including an FSA plan. I like having options and I also like saving money where ever I can.
Over the last few years, there's been a lot of talk about the Affordable Care Act (ACA). I will be completely honest, I don't know that much about it. Working full-time, writing at night, raising my kid and being a wife - I just can't keep up with everything, even something as important as healthcare. So I'm happy that I've been provided with information that simplifies what I need to know.
In the simplest terms, the ACA aims to help more people get access to affordable health insurance. The Act also guarantees coverage for pre-existing health conditions, and financial assistance for those who qualify. This may include savings on your health insurance premiums via a tax credit or a government sponsored program, such as Medicaid, the Children's Health Insurance Program (CHIP), or Medicare.
Did you know that almost 87% of health insurance exchange applicants saved $250 a month or more on their health insurance last year?
Health insurance can be complicated and dealing with companies can be stressful - been there, done that! These videos created by UnitedHealthcare will help shed some light on affordable health care.
Why Healthcare Matters. The ACA has raised the Medicaid limits in some states so more are eligible and is offering subsidies to eligible income levels above medicaid but still in the realm of struggling.
Healthcare: The Myths & The Facts. Believe it or not, insurance companies want you to be healthy and healthcare is actually cheaper for you when you are. That's why preventative care and other measures are being covered by insurance.
What Does It All Mean? I still get confused with terms like "deductible," "premium," "co-insurance," "EOB" and "PPO." This video breaks it all down!
How YOU can save? There are things you can do to save money.(I am all about my FSA plan - it's what I use to afford Norrin's ABA therapy!)
THIS is the time for open enrollment to get the proper health plan bought and set for your family! You have until February 15th.
Visit UnitedHealthcareto find the plan that's right for your family.
